Transparency is foundational to how we operate. Please review the following disclosures carefully before enrolling.
Credit-related services may include education, audit review, dispute support, and file guidance, all subject to applicable federal and state law. No service can lawfully remove accurate, current, and verifiable negative information from a credit report. Results vary by individual file, creditor responses, and bureau investigation outcomes. DBest Financial Strategies does not guarantee credit score improvements.
Funding outcomes are not guaranteed. Approvals, limits, rates, and terms are determined entirely by third-party lenders, issuers, and their underwriting criteria. DBest Financial Strategies does not make lending decisions and is not a lender, credit union, or financial institution.
DBest does not guarantee income, occupancy, funding approvals, business acquisition outcomes, or short-term rental performance. Execution, market conditions, capital availability, and individual participation all affect results. Any referenced examples are illustrative only and do not represent typical outcomes.
DBest Financial Strategies offers a single private membership at a $15,000 one-time entrance fee. Program access, advisory support, educational frameworks, and implementation guidance are provided according to the membership terms. Certain services, consultations, or strategy reviews may require eligibility confirmation or separate written scope agreements.
Payments are processed through Stripe-hosted or other approved third-party checkout flows. DBest Financial Strategies does not directly collect or store raw payment card information. Billing terms and refund eligibility are governed by the applicable enrollment agreement executed prior to payment.
All memberships include a recurring $9.99/month member-access subscription billed monthly and separately from the $15,000 entrance fee. This subscription provides ongoing access to DBest's educational library, monthly training additions, strategic updates, and member ecosystem content. The subscription continues automatically until canceled. Members may cancel at any time by contacting DBest directly; cancellation is confirmed promptly and there is no penalty. Express informed consent to this recurring charge is required before enrollment is processed. By enrolling, members confirm they have read, understood, and agreed to the recurring billing terms.
Information submitted through applications and intake forms is used for assessment, enrollment, and client communication. We do not sell personal information or share it with unaffiliated third parties for marketing purposes.
The principal of DBest Financial Strategies holds active licenses in real estate, mortgage origination, property and casualty insurance, life and health insurance, and is licensed to advise on annuities, estate planning strategies, and retirement income design. The scope of any specific service or product recommendation is subject to applicable licensing requirements, client suitability, jurisdiction, and carrier availability. Where services fall outside licensed scope or require specialized legal or tax expertise, DBest may refer clients to qualified outside professionals.
Discussions of estate planning, annuity strategies, and retirement income design are provided in an educational and advisory planning context. These conversations do not constitute, and are not a substitute for, individualized legal advice, tax advice, or a formal estate plan prepared by a licensed attorney. Annuity and insurance product availability is subject to client suitability, state licensing, and carrier approval. DBest does not prepare legal documents, file tax returns, or provide investment management services as defined under applicable securities law.
Nothing on this website constitutes individualized legal, tax, investment, or financial advice. All content is educational and informational in nature. Clients are advised to consult their own licensed attorney, CPA, and other qualified professionals for advice specific to their situation. DBest Financial Strategies is not a law firm, CPA firm, or registered investment advisor.
Last updated: October 2026. These disclosures apply to all services, programs, and communications from DBest Financial Strategies. Contact us before enrolling if you have questions about any disclosure.
